If you are out of work due to an injury or illness, you could claim Social Security disability (SSD) benefits to get the required financial support. While filing an SSD claim isn’t complex, not many people get it right the first time. The truth is understanding the entire system can be overwhelming, and claimants often make mistakes that hurt their interests. Your best effort is to get help from a qualified attorney who can be your advocate and ensure that every step is followed accurately. For your use, we are sharing the mistakes you must avoid when filing an SSD claim.
Mistake #1: Confusing SSDI and SSI
Many people are confused about Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Two separate programs pay the benefits, and therefore, knowing the essential differences is critical. SSDI is also based on work history besides disability status, while SSI is based on financial needs. If you don’t know which program is suitable for your situation, talk to an attorney.
Mistake #2: Not filing an accurate claim
How you file the Social Security disability claim makes a big difference. You need medical evidence to support your case, and if you don’t do the paperwork right, you may not get the anticipated benefits. The paperwork needs to be complete and accurate, and your medical records should be up-to-date. If you don’t have the documents you need, ask your lawyer to help with the process.
Mistake #3: Delaying the process
You have five months from the onset date to file your SSI claim. If you want the financial support from the program, you must act immediately. Waiting until the last minute could be a severe mistake that can cost your benefits. Being proactive is essential, and as we mentioned earlier, get an attorney if you don’t know whether you are eligible or how to file a claim.
Mistake #4: Not taking steps after denial
Almost two-thirds of all Social Security Disability claims are denied on the first attempt. This doesn’t mean you have to lose hope. While the denial letter could be quite a shocker, don’t let that dishearten you. There are legal options, and you can file for reconsideration, for which you have 60 days from the date you receive the denial letter. Your appeal should be supported by evidence and medical records, which requires expertise.
Get a Social Security disability lawyer as soon as you find that you are eligible for the benefits.
